Terms of Use

By using PaycheckSmart, you agree to these terms. If you do not agree, please do not use the site.

Estimates only

PaycheckSmart provides free calculators that estimate take-home pay based on published tax tables and the information you enter. The results are estimates for the stated tax year and may not match your actual paycheck, which depends on your W-4, your employer's payroll, and other factors. Nothing on this site is tax, legal, accounting, or financial advice.

No professional relationship

Using this site does not create a client relationship of any kind. For advice about your specific situation, consult a licensed tax professional. PaycheckSmart is not affiliated with the IRS, the Social Security Administration, or any state tax agency.

Limitation of liability

PaycheckSmart is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, the calculators or any content on this site.

Intellectual property

The content, design, and calculators on PaycheckSmart are owned by PaycheckSmart. You may use the calculators for your personal, non-commercial use. You may not copy, scrape, or redistribute the site's content without permission.

Changes

We may update these terms from time to time. Continued use of the site after changes means you accept the revised terms.

Page last updated June 5, 2026.