2026 tax year · take-home pay
Delaware Paycheck Calculator (2026)
Delaware's income tax runs from 0% on the first $2,000 of income up to 6.60% at the top bracket, with a $3,250 standard deduction. If you live or work in Wilmington, the city also imposes a wage tax, one of the few local payroll taxes in the state.
Your paycheck breakdown
Estimated take-home pay
$1,601.65
per paycheck · $41,642.90/yr · 19.9% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − DE state income tax
- $89.20
- Net take-home
- $1,601.65
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How Delaware withholding works
Delaware's six-bracket progressive tax
The first $2,000 of Delaware taxable income is exempt (0% rate), and brackets then step up from 2.20% to 6.60%. A $3,250 standard deduction reduces taxable income before the brackets apply. For most workers, the combined effect of the 0% bottom bracket and the standard deduction means a meaningful share of wages is untaxed before the progressive rates start climbing.
Wilmington wage tax
Wilmington levies a wage tax on residents and on non-residents who work in the city. This is withheld by employers on top of state income tax and appears as a separate line on pay stubs for affected workers. If you live outside Wilmington and your employer is not located there, this tax generally does not apply. Confirm your worksite status with payroll if you are unsure.
Rates & brackets
Delaware's 2026 income tax rates
Delaware taxes income in graduated brackets. Only the income inside each band is taxed at that band's rate. Here is the 2026 schedule for a single filer:
| Taxable income | Rate |
|---|---|
| $0 – $2,000 | 0% |
| $2,000 – $5,000 | 2.2% |
| $5,000 – $10,000 | 3.9% |
| $10,000 – $20,000 | 4.8% |
| $20,000 – $25,000 | 5.2% |
| $25,000 – $60,000 | 5.55% |
| $60,000 and up | 6.6% |
Standard deduction applied: $3,250 (single), $6,500 (married filing jointly). Brackets apply to income after this deduction.
Local income tax not included: The city of Wilmington levies a local wage tax on residents and people who work in the city. This calculator shows the state tax only.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Delaware
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | DE state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,653 | $32,667 |
| $60,000 | $5,020 | $4,590 | $2,763 | $47,627 |
| $85,000 | $9,870 | $6,503 | $4,379 | $64,249 |
| $120,000 | $17,570 | $9,180 | $6,689 | $86,561 |
Estimates for the 2026 tax year, single filer, computed from published federal and Delaware tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Delaware Paycheck Calculator: common questions
- What is Delaware's income tax rate for 2026?
- Delaware's top rate is 6.60%, with brackets starting at 0% on the first $2,000 and 2.20% on the next tranche. A $3,250 standard deduction reduces taxable income first.
- Does Wilmington have a local wage tax?
- Yes. Wilmington imposes a wage tax on residents and on non-residents who work inside the city. It is withheld separately from state income tax by employers with worksites in Wilmington.
- What deductions come out of my pay in Delaware?
- FICA takes Social Security at 6.2% and Medicare at 1.45%; on top of that come federal income tax, Delaware state income tax (0%–6.60% progressive), and a city wage tax for Wilmington workers or residents.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .