2026 tax year · take-home pay
Missouri Paycheck Calculator (2026)
Missouri's income tax is progressive, topping out at 4.70% and applied after a standard deduction that ties to the federal figure ($16,100 single in 2026). The bottom tranche, roughly the first $1,300 of taxable income, is exempt at 0%. Two Missouri cities take it further: Kansas City and St. Louis each levy a 1% earnings tax on wages earned inside the city.
Your paycheck breakdown
Estimated take-home pay
$1,632.90
per paycheck · $42,455.40/yr · 18.4% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − MO state income tax
- $57.95
- Net take-home
- $1,632.90
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How Missouri withholding works
Missouri's progressive brackets up to 4.70%
Missouri steps through multiple brackets, starting at 0% on the first ~$1,300 and climbing to 4.70% at the top. The federal-linked $16,100 standard deduction comes off first, making the effective state rate well below 4.70% for most workers. Each bracket applies only to the income inside it.
Kansas City and St. Louis 1% earnings tax
Both cities impose a 1% earnings tax on wages earned inside their limits, and it applies to anyone who works there, residents and non-residents alike. Your employer withholds it on top of Missouri state income tax and shows it as a separate line. Residents of Kansas City or St. Louis who work outside the city typically still owe the tax on income earned inside the city limits.
Rates & brackets
Missouri's 2026 income tax rates
Missouri taxes income in graduated brackets. Only the income inside each band is taxed at that band's rate. Here is the 2026 schedule for a single filer:
| Taxable income | Rate |
|---|---|
| $0 – $1,348 | 0% |
| $1,348 – $2,696 | 2% |
| $2,696 – $4,044 | 2.5% |
| $4,044 – $5,392 | 3% |
| $5,392 – $6,740 | 3.5% |
| $6,740 – $8,088 | 4% |
| $8,088 – $9,436 | 4.5% |
| $9,436 and up | 4.7% |
Standard deduction applied: $16,100 (single), $32,200 (married filing jointly). Brackets apply to income after this deduction.
Local income tax not included: Kansas City and St. Louis each levy a 1% local earnings tax on wages. This calculator shows the state tax only.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Missouri
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | MO state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $943 | $33,377 |
| $60,000 | $5,020 | $4,590 | $1,883 | $48,507 |
| $85,000 | $9,870 | $6,503 | $3,058 | $65,570 |
| $120,000 | $17,570 | $9,180 | $4,703 | $88,547 |
Estimates for the 2026 tax year, single filer, computed from published federal and Missouri tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Missouri Paycheck Calculator: common questions
- What is Missouri's income tax rate for 2026?
- Missouri's top rate is 4.70% progressive. The first ~$1,300 is at 0%, and the federal-linked $16,100 standard deduction (single) reduces taxable income before any bracket applies.
- Does Kansas City have a local income tax?
- Yes. A 1% earnings tax applies in both Kansas City and St. Louis, withheld by employers on wages earned inside either city. It applies to both residents and non-residents who work there.
- How much of my Missouri paycheck goes to taxes?
- Social Security (6.2%) and Medicare (1.45%), plus federal income tax, Missouri income tax up to 4.70%, and a 1% city earnings tax on top of that for Kansas City or St. Louis workers.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .