2026 tax year · take-home pay
Mississippi Paycheck Calculator (2026)
Mississippi taxes wage income at a flat 4.00%, but the first $10,000 of taxable income is fully exempt, so only wages above that threshold are subject to the 4.00% rate. The state has also set a legislative trajectory to reduce and eventually eliminate the income tax over time. For 2026, the 4.00% rate on income above $10,000 applies. A $2,300 standard deduction further reduces taxable income.
Your paycheck breakdown
Estimated take-home pay
$1,629.77
per paycheck · $42,374.02/yr · 18.5% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − MS state income tax
- $61.08
- Net take-home
- $1,629.77
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How Mississippi withholding works
Mississippi's $10,000 exemption and 4.00% flat rate
Mississippi effectively has a zero bracket on the first $10,000 of taxable income and a flat 4.00% rate on income above that. Combined with the $2,300 standard deduction, a single filer's first $12,300 of wages pays no Mississippi state income tax at all. Workers earning above that amount pay 4.00% only on the excess.
Mississippi's income tax elimination plan
Mississippi has passed legislation designed to phase out the income tax over several years, with the rate on the taxable portion scheduled to decrease toward zero. The timeline and triggers depend on state revenue conditions. For 2026 the confirmed rate remains 4.00% on income above $10,000, but future paychecks may reflect further reductions as the phase-out continues.
Rates & brackets
Mississippi's 2026 income tax rates
Mississippi applies a single flat rate to taxable income (after the standard deduction or exemption). Here is the 2026 schedule as this calculator applies it:
| Taxable income | Rate |
|---|---|
| $0 – $10,000 | 0% |
| $10,000 and up | 4% |
Standard deduction applied: $2,300 (single), $4,600 (married filing jointly). Brackets apply to income after this deduction.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Mississippi
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | MS state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,108 | $33,212 |
| $60,000 | $5,020 | $4,590 | $1,908 | $48,482 |
| $85,000 | $9,870 | $6,503 | $2,908 | $65,720 |
| $120,000 | $17,570 | $9,180 | $4,308 | $88,942 |
Estimates for the 2026 tax year, single filer, computed from published federal and Mississippi tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Mississippi Paycheck Calculator: common questions
- What is Mississippi's income tax rate for 2026?
- Mississippi has a flat 4.00% rate on income above $10,000. The first $10,000 of taxable income is exempt, and a $2,300 standard deduction applies before either threshold.
- Is Mississippi eliminating its income tax?
- Mississippi has a legislative plan to phase out the income tax. For 2026 the rate is 4.00% on income above $10,000, but the rate is scheduled to fall in future years based on revenue triggers.
- How much of my Mississippi paycheck goes to taxes?
- Mississippi income tax at 4.00% on taxable wages above $10,000 (after the $2,300 standard deduction) sits alongside federal income tax and FICA: Social Security at 6.2% and Medicare at 1.45%.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .