2026 tax year · take-home pay
Virginia Paycheck Calculator (2026)
Virginia uses a four-bracket progressive income tax, but the top rate of 5.75% kicks in at only $17,000 of taxable income, one of the lowest top-bracket thresholds in the country. That means most Virginia workers reach the 5.75% rate quickly, despite it being called a 'top rate.' An $8,750 standard deduction for single filers provides an offset before any bracket applies.
Your paycheck breakdown
Estimated take-home pay
$1,605.10
per paycheck · $41,732.60/yr · 19.7% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − VA state income tax
- $85.75
- Net take-home
- $1,605.10
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
Compare this salary in another state
See how much more of the same pay you'd keep in a state with no income tax. Your numbers carry over.
What to do with your take-home
Some links below may be affiliate links. If you sign up, we may earn a commission at no extra cost to you. This never changes the math above.
- Free and paid options for filing your federal and state return when the year is up.Compare tax-filing software
- Park the take-home you don't spend somewhere it earns more than a checking account.See high-yield savings accounts
- Turn a net-pay number into a plan: track where each paycheck actually goes.Try a budgeting app
Sponsored · opens in a new tab. Not tax advice.
How Virginia withholding works
Virginia's top rate at just $17,000 of taxable income
Virginia's four brackets start at 2.00% on the first taxable dollars and climb through 3.00% and 5.00% before reaching 5.75% on taxable income above $17,000. Because the $8,750 standard deduction comes off first, a single filer's top rate kicks in at roughly $25,750 in gross wages. The vast majority of full-time workers pay most of their Virginia income at the 5.75% marginal rate.
No local income taxes in Virginia
Virginia municipalities do not levy a separate income or wage tax, so your pay stub carries just the state and federal income-tax lines. Pre-tax 401(k) and health contributions reduce Virginia taxable wages, which is particularly valuable given how quickly wages reach the 5.75% bracket.
Rates & brackets
Virginia's 2026 income tax rates
Virginia taxes income in graduated brackets. Only the income inside each band is taxed at that band's rate. Here is the 2026 schedule for a single filer:
| Taxable income | Rate |
|---|---|
| $0 – $3,000 | 2% |
| $3,000 – $5,000 | 3% |
| $5,000 – $17,000 | 5% |
| $17,000 and up | 5.75% |
Standard deduction applied: $8,750 (single), $17,500 (married filing jointly). Brackets apply to income after this deduction.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Virginia
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | VA state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,539 | $32,781 |
| $60,000 | $5,020 | $4,590 | $2,689 | $47,701 |
| $85,000 | $9,870 | $6,503 | $4,127 | $64,501 |
| $120,000 | $17,570 | $9,180 | $6,139 | $87,111 |
Estimates for the 2026 tax year, single filer, computed from published federal and Virginia tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Virginia Paycheck Calculator: common questions
- What is Virginia's income tax rate for 2026?
- Virginia uses four brackets from 2.00% to 5.75%. The top rate of 5.75% starts at just $17,000 of taxable income, after the $8,750 standard deduction (single), so most workers pay their top bracket rate on most of their wages.
- Which taxes are withheld in Virginia?
- The lines are federal income tax, Social Security (6.2%), Medicare (1.45%), and Virginia income tax at 2.00%–5.75% progressive. Most workers reach the 5.75% rate quickly due to the low top-bracket threshold.
- Does Virginia have local income taxes?
- No. Virginia cities and counties do not levy a local income or wage tax on top of state tax.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .