2026 tax year · take-home pay
North Dakota Paycheck Calculator (2026)
North Dakota has one of the lowest income-tax burdens of any state that does tax wages. Its top rate is just 2.50%, and the bottom bracket rate of 1.95% applies to a very wide income range before the top rate kicks in. The standard deduction matches the federal figure ($16,100 single in 2026), which means many North Dakota workers owe very little state income tax.
Your paycheck breakdown
Estimated take-home pay
$1,690.85
per paycheck · $43,962.10/yr · 15.5% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − ND state income tax
- $0.00
- Net take-home
- $1,690.85
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How North Dakota withholding works
North Dakota's near-flat low-rate structure
North Dakota uses two rates, 1.95% and 2.50%, with the 0% band extending through a wide bottom bracket before the 1.95% rate even begins. The federal-linked $16,100 standard deduction (single) reduces taxable income first. For most workers, the practical result is a combined effective state rate well below 2%, making North Dakota's income tax among the least impactful on take-home pay.
No local income taxes in North Dakota
North Dakota municipalities impose no local income or wage tax, which leaves federal and state withholding as the only income-tax lines on your check. Combined with the very low rate, North Dakota workers enjoy one of the simplest and lowest state income-tax burdens in the country.
Rates & brackets
North Dakota's 2026 income tax rates
North Dakota taxes income in graduated brackets. Only the income inside each band is taxed at that band's rate. Here is the 2026 schedule for a single filer and for married filing jointly:
| Single: taxable income | Rate | Married filing jointly: taxable income |
|---|---|---|
| $0 – $48,475 | 0% | $0 – $80,975 |
| $48,475 – $244,825 | 1.95% | $80,975 – $298,075 |
| $244,825 and up | 2.5% | $298,075 and up |
Standard deduction applied: $16,100 (single), $32,200 (married filing jointly). Brackets apply to income after this deduction.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in North Dakota
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | ND state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $0 | $34,320 |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 |
| $85,000 | $9,870 | $6,503 | $398 | $68,229 |
| $120,000 | $17,570 | $9,180 | $1,081 | $92,169 |
Estimates for the 2026 tax year, single filer, computed from published federal and North Dakota tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
North Dakota Paycheck Calculator: common questions
- What is North Dakota's income tax rate for 2026?
- North Dakota's top income tax rate is 2.50%, with a bottom rate of 1.95% that applies across a wide income range. The federal-linked $16,100 standard deduction (single) reduces taxable income first, and a large bottom bracket is taxed at 0%.
- What shows up on a North Dakota pay stub?
- Your withholding covers federal income tax, FICA (Social Security 6.2%, Medicare 1.45%), and North Dakota income tax, which tops out at 2.50% and is very low relative to most states after the generous standard deduction.
- Does North Dakota have local income taxes?
- No. North Dakota cities and counties do not levy a local income or wage tax.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .