2026 tax year · take-home pay
Georgia Paycheck Calculator (2026)
Georgia moved to a flat income tax and has been cutting the rate each year since. For 2026, HB 463 brings the flat rate down to 4.99% (from 5.19% last year), with a $15,000 standard deduction for single filers. Because the rate is flat, every dollar of taxable income pays the same 4.99%, and the rate cut puts a little more money in every Georgian's paycheck. Type in your salary to see the 2026 numbers for yourself.
Your paycheck breakdown
Estimated take-home pay
$1,619.84
per paycheck · $42,115.84/yr · 19.0% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − GA state income tax
- $71.01
- Net take-home
- $1,619.84
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How Georgia withholding works
Georgia's 4.99% flat rate for 2026
Under HB 463 Georgia's flat income tax falls to 4.99% for 2026. The $15,000 standard deduction is applied first, reducing taxable income before the flat rate is calculated. For most single workers, the first $15,000 of wages faces no Georgia state income tax at all. The rate only applies above that threshold.
Is Georgia's rate still falling?
Georgia's legislation set a glide path of annual rate reductions. The rate has moved from a higher-bracket progressive system toward an eventual lower flat rate. Future cuts depend on revenue triggers built into state law. For 2026, 4.99% is the confirmed rate. Check back each year as the rate may decrease further.
Rates & brackets
Georgia's 2026 income tax rates
Georgia applies a single flat rate to taxable income (after the standard deduction or exemption). Here is the 2026 schedule as this calculator applies it:
| Taxable income | Rate |
|---|---|
| $0 and up | 4.99% |
Standard deduction applied: $15,000 (single), $30,000 (married filing jointly). Brackets apply to income after this deduction.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Georgia
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | GA state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,248 | $33,073 |
| $60,000 | $5,020 | $4,590 | $2,246 | $48,145 |
| $85,000 | $9,870 | $6,503 | $3,493 | $65,135 |
| $120,000 | $17,570 | $9,180 | $5,240 | $88,011 |
Estimates for the 2026 tax year, single filer, computed from published federal and Georgia tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Georgia Paycheck Calculator: common questions
- What is Georgia's income tax rate for 2026?
- Georgia's flat state income tax rate is 4.99% for 2026, reduced from 5.19% under HB 463. The $15,000 standard deduction (single) applies before the rate.
- What comes out of a Georgia paycheck?
- Federal income tax, Social Security (6.2%), Medicare (1.45%), and Georgia flat income tax at 4.99% on taxable wages above the standard deduction.
- Does Georgia have local income taxes?
- No. Georgia municipalities do not impose a separate income or wage tax. The 4.99% flat rate is the only state/local income tax on your paycheck.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .