2026 tax year · take-home pay
Oregon Paycheck Calculator (2026)
Oregon has one of the higher state income-tax burdens in the country: a progressive schedule running from 4.75% at the bottom to 9.90% at the top, applied after a modest $2,910 standard deduction. Oregon has no general sales tax, so the income tax is the state's primary revenue tool. Higher earners in the Portland metro area also face additional local income taxes on top of the state rate. Drop your salary into the calculator to see your Oregon take-home.
Your paycheck breakdown
Estimated take-home pay
$1,537.91
per paycheck · $39,985.66/yr · 23.1% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − OR state income tax
- $152.94
- Net take-home
- $1,537.91
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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- Free and paid options for filing your federal and state return when the year is up.Compare tax-filing software
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- Turn a net-pay number into a plan: track where each paycheck actually goes.Try a budgeting app
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How Oregon withholding works
Oregon's progressive income tax up to 9.90%
Oregon uses four progressive brackets from 4.75% to 9.90%. The $2,910 standard deduction (single) is relatively small, meaning most wages above a few thousand dollars flow directly into the brackets. Because Oregon relies on income tax rather than a sales tax, the rates are among the highest in the West. Only the income inside each bracket is taxed at that bracket's rate.
Portland metro income taxes
The Portland metro area has added layers of local income taxes in recent years. Higher earners in Multnomah County (which includes Portland) and the regional Metro district may owe additional taxes on their income. These are generally applied to higher income levels and may be remitted directly by the individual rather than withheld by employers in all cases. If you earn above those thresholds and live or work in the Portland metro, factor these taxes into your planning.
Rates & brackets
Oregon's 2026 income tax rates
Oregon taxes income in graduated brackets. Only the income inside each band is taxed at that band's rate. Here is the 2026 schedule for a single filer and for married filing jointly:
| Single: taxable income | Rate | Married filing jointly: taxable income |
|---|---|---|
| $0 – $4,550 | 4.75% | $0 – $9,100 |
| $4,550 – $11,400 | 6.75% | $9,100 – $22,800 |
| $11,400 – $125,000 | 8.75% | $22,800 – $250,000 |
| $125,000 and up | 9.9% | $250,000 and up |
Standard deduction applied: $2,910 (single), $5,820 (married filing jointly). Brackets apply to income after this deduction.
Local income tax not included: The Portland metro area levies local income taxes (Metro Supportive Housing and Multnomah County Preschool for All) on higher incomes. This calculator shows the state tax only.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Oregon
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | OR state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $2,926 | $31,394 |
| $60,000 | $5,020 | $4,590 | $4,676 | $45,714 |
| $85,000 | $9,870 | $6,503 | $6,864 | $61,764 |
| $120,000 | $17,570 | $9,180 | $9,926 | $83,324 |
Estimates for the 2026 tax year, single filer, computed from published federal and Oregon tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Oregon Paycheck Calculator: common questions
- What is Oregon's income tax rate for 2026?
- Oregon uses four progressive brackets from 4.75% to 9.90%, after a $2,910 standard deduction (single). Oregon has no sales tax, so income tax is the main state revenue source.
- Are there local income taxes in Oregon?
- The Portland metro area (Multnomah County and Metro district) levies local income taxes on higher earners. These apply above specific thresholds and may not always be withheld by employers.
- Which taxes are withheld in Oregon?
- Oregon state income tax at 4.75%–9.90% after the $2,910 standard deduction sits alongside federal income tax and FICA: Social Security at 6.2% and Medicare at 1.45%. Portland metro workers above applicable thresholds may owe additional local income taxes.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .