2026 tax year · take-home pay
Pennsylvania Paycheck Calculator (2026)
Pennsylvania levies a flat 3.07% income tax on gross wages with no standard deduction or personal exemption applied before the rate. What makes Pennsylvania notable is its local Earned Income Tax (EIT): most Pennsylvania municipalities and school districts levy their own EIT, typically around 1%, which is withheld on top of state income tax. Put your pay into the calculator and it maps out the Pennsylvania withholding picture.
Your paycheck breakdown
Estimated take-home pay
$1,629.45
per paycheck · $42,365.70/yr · 18.5% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − PA state income tax
- $61.40
- Net take-home
- $1,629.45
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How Pennsylvania withholding works
Pennsylvania's 3.07% flat tax on gross wages
Pennsylvania's flat rate of 3.07% applies to gross wages with no standard deduction offset. Every dollar of wage income is subject to the rate from the first dollar. There are no brackets and no deduction to calculate: just 3.07% on gross pay. Pre-tax retirement contributions from some plan types are also treated differently in Pennsylvania than at the federal level, so effective taxable wages may vary.
Local Earned Income Tax: nearly universal in Pennsylvania
Most Pennsylvania municipalities and school districts administer a local Earned Income Tax, typically at a combined rate around 1% (split between municipality and school district). This is withheld by your employer on top of state income tax. In some jurisdictions the combined rate can reach 2% or higher. The EIT is one reason Pennsylvania's real income-tax burden is higher than the 3.07% state rate alone suggests.
Rates & brackets
Pennsylvania's 2026 income tax rates
Pennsylvania applies a single flat rate to taxable income (after the standard deduction or exemption). Here is the 2026 schedule as this calculator applies it:
| Taxable income | Rate |
|---|---|
| $0 and up | 3.07% |
Local income tax not included: Most Pennsylvania municipalities and school districts levy a local Earned Income Tax (often around 1%) on wages. This calculator shows the state tax only.
Source: primary 2026 tax data, verified . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Pennsylvania
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | PA state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,228 | $33,092 |
| $60,000 | $5,020 | $4,590 | $1,842 | $48,548 |
| $85,000 | $9,870 | $6,503 | $2,610 | $66,018 |
| $120,000 | $17,570 | $9,180 | $3,684 | $89,566 |
Estimates for the 2026 tax year, single filer, computed from published federal and Pennsylvania tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Pennsylvania Paycheck Calculator: common questions
- What is Pennsylvania's income tax rate for 2026?
- Pennsylvania has a flat 3.07% income tax on gross wages, with no standard deduction or personal exemption. Every dollar of wage income is taxable.
- What is Pennsylvania's Earned Income Tax?
- Most PA municipalities and school districts levy a local Earned Income Tax, typically around 1% combined, withheld by your employer on top of the 3.07% state rate.
- What lines hit a Pennsylvania paycheck?
- Beyond federal income tax and FICA (6.2% Social Security, 1.45% Medicare), Pennsylvania levies a flat 3.07% income tax on gross wages, and most PA employers also withhold a local Earned Income Tax (typically ~1%).
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .